HELPING PEOPLE ACHIEVE A BETTER LIFE!

Credit Matters specializes in working with consumers to improve their credit rating. Our service helps create greater leverage with banks, lenders, and private funding organizations when borrowing money.

credit scores

CREDIT REVITALIZATION

Our credit revitalization program offers a variety of programs that focus on a number of critical issues in order to strengthen credit and maximize buying power.

Peronal Funding

PERSONAL FUNDING

We can help you obtain unsecured funding up to $150,000 without documentation or collateral, simply by taking advantage of your own credit history.

Credit Tradelines

CREDIT TRADELINES

Adding credit trade lines to your credit file is one of the fastest and most effective ways of improving your credit worthiness. Purchasing trade lines are an excellent strategy.

Call Today For Your Free Consultation!

630.672.3550
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CREDIT DISPUTES

Point Here to See Which Items We Can Remove

DISPUTED ITEMS

Late Payments, Collections, Charge Offs, Repossessions,
Tax Liens, Judgments, Bankruptcies,
Inquires, Old Addresses, and More!

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MONEY BACK GUARANTEED

We Offer Up To 100% Money Back Guaranteed!

DISPUTED ITEMS

Late Payments, Collections, Charge Offs, Repossessions,
Tax Liens, Judgments, Bankruptcies,
Inquires, Old Addresses, and More!

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AFFORDABLE PRICING

We offer one of the best pricing program.

AFFORDABLE PRICING

Our pricing program allows you to start for as little as $149.00.
Monthly payments ranges from $59.97 to $89.97

Your credit card doesn’t really have an expiration date.

Yes, I know it says so on your card, however you could possibly proceed utilizing it after the expiration date. Ever observe how the number on your substitute card is the same? The expiration day on your card fills up 2 primary purposes. First, it is an estimation of the lifetime of your charge card as well as offers your charge card issuer a date to write you a brand-new card. Second, it is used for online and over-the-phone purchases when the seller could not see your card. Requesting the expiration date permits the vendor to validate you are the owner of the card and have it in your belongings.

A low credit score may not disqualify you for a loan?

Lenders use a variety of truths making credit decisions, including your FICO ® Credit ratings. Lenders check out details such as amount of financial obligation you can reasonably deal with provided your earnings, your employment record, as well as your credit rating. Based upon their assumption of this information, as well as their particular underwriting policies, lending institutions could expand credit history to you although your score is low, or decline your ask for credit rating although your score is high.

FACTORS AFFECTING YOUR CREDIT SCORES

Payment history, late payments35%
35%
Credit utilization, ratio of current revolving debt30%
30%
Length of credit history15%
15%
Types of credit used, installment, revolving, consumer finance, mortgage10%
10%
Recent credit inquiries10%
10%